AFSC is here to help growers navigate tough times


Agriculture Financial Service Corporation (AFSC) is here to help. We have options for growers including:

  • loan options to manage cash flow;
  • insurance options to help get the most out of crops; and
  • AgriStability to protect against declining incomes.


AFSC can help customers manage their cash flow with options that include paying interest only, deferring principal and interest payments, and restructuring loan repayments.

“Every client’s situation is different, and AFSC can help provide customized solutions for our clients,” said Steve Janz, AFSC’s Chief Client Officer. “We encourage clients facing difficult situations to contact their Lending Relationship Manager to discuss available options.”

Producers can also quickly access working capital to help cover additional costs through AFSC’s QWK loan process. This process allows for rapid processing of funds for all AFSC clients, even those who have not had a loan with AFSC. Non-lending clients can access up to $100,000 and lending clients can access up to $150,000 through the QWK loan process.

Producers are encouraged to contact their Loan Relationship Manager to discuss their situation. If you are new to AFSC Lending, please call your branch or contact the Customer Service Center at 1.877.899.2372.


Although the crop insurance deadline has passed for the 2022 crop year, insured customers can take steps to get the most out of their crops and protect any potential claims.

“Customers can use their insured crops in the way that best suits their situation,” said Tracy Jouan, Vice President Insurance, AgriStability and Livestock Price Insurance. “If a client wishes to use an insured crop for any purpose other than letting it mature and harvest, they must first contact the AFSC to have the acres released.

“If they use the insured acres for another use before they are released by the AFSC, it may negatively impact any potential claims.”

AFSC’s team of adjusters is ready to assess and release insured acres for other use.

Growers considering transferring insured acres to other uses should first call AFSC. Please call your branch or contact the Customer Service Center at 1.877.899.2372.

Customers with Moisture Deficiency Insurance and Satellite Yield Insurance can expect these programs to assess claims and make program payments throughout the growing season as they arise. as data is received.


AgriStability, a farm-level risk management tool, helps producers protect their operations against significant margin declines that could threaten the viability of their operation. Coverage is based on the unique history of each participating farm. Benefits are calculated by comparing each farm’s current year numbers to the last five years.

“Many producers are experiencing another dry year in parts of Alberta,” said Ed Ten Hove, AgriStability Commodity Coordinator. “Producers may want to consider revisiting AgriStability to see how it can help protect their bottom line and ultimately their farm.

The deadline to register for AgriStability has been extended to June 30, 2022. This extension gives producers more time to determine how AgriStability might fit into their risk management plans.

Recent changes to AgriStability have made it more responsive and easier for producers to navigate. These include changes to the processing of private insurance payments and the removal of the reference margin limit.

“Since 2008, AgriStability has paid out $1.3 billion to Alberta producers,” said Ten Hove. “And we want to remind producers that this low-cost program can help them maximize the assistance they receive.

It only takes a few simple steps to enroll in AgriStability. For more information, please visit the New to AgriStability page, contact the Customer Service Center at 1.877.899.2372 or call your branch.

The application deadline for the 2022 program year is June 30.


If you have any questions or need more information, please use the live chat feature on our website or AFSC Connect, call the Customer Service Center at 1.877.899.2372 or contact your AFSC branch.

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